Risk Disclaimer & Legal Notice

1. Not Financial Advice

1.1 Educational Purpose Only

Zenxo.ai and all content, tools, strategies, indicators, signals, and information provided on our Platform are intended solely for educational and informational purposes. Nothing on this Platform constitutes:

• Financial advice
• Investment advice
• Trading advice
• Tax advice
• Legal advice
• Personal financial planning

1.2 Not a Registered Adviser

Zenxo.ai is NOT:

• A registered investment adviser
• A registered broker-dealer
• A portfolio manager
• A financial planner
• A SEBI-registered research analyst

We do not provide personalized investment recommendations based on your individual financial circumstances, investment objectives, or risk tolerance.

1.3 Independent Decision Making

All trading and investment decisions are made solely by you. You must:

• Conduct your own research and due diligence
• Consult with qualified financial professionals before making investment decisions
• Evaluate the suitability of any strategy based on your personal financial situation
• Never invest money you cannot afford to lose

2. Trading and Investment Risks

2.2 Specific Risks

Using Zenxo.ai involves the following risks:

Market Risks

• Price volatility and sudden market movements
• Liquidity risk and inability to exit positions
• Gap risk during market closures
• Currency and interest rate fluctuations
• Systemic and market-wide risks

Algorithmic Trading Risks

• Technical failures and system errors
• Network connectivity issues
• Software bugs and glitches
• Latency and execution delays
• Unintended order executions

AI and Strategy Risks

• AI models may fail in unprecedented market conditions
• Backtested strategies may not perform similarly in live markets
• Over-optimization and curve-fitting risks
• Model degradation over time
• Black swan events not captured by historical data

Broker and Execution Risks

• Broker API failures or outages
• Order rejection or partial fills
• Slippage between expected and actual execution prices
• Broker insolvency or operational issues
• Regulatory changes affecting broker services

3. Past Performance Disclaimer

3.2 Backtesting Limitations

Backtesting results presented on our Platform have inherent limitations:

• Hypothetical Nature: Backtests are simulated and did not actually occur
• Hindsight Bias: Strategies may be designed with the benefit of knowing past results
• Idealized Conditions: Backtests may not account for:
  • Actual slippage and execution delays
  • Market impact of trades
  • Liquidity constraints
  • Transaction costs variations
  • Broker-specific limitations
• Data Limitations: Historical data may contain errors, gaps, or survivorship bias

3.3 Simulated Performance

Any simulated or hypothetical performance results:

• Have inherent limitations
• Were designed with the benefit of hindsight
• Do not represent actual trading
• Cannot account for all factors affecting real trading

4. No Guarantees or Warranties

4.1 Platform Availability

Zenxo.ai does not guarantee:

• Continuous, uninterrupted access to the Platform
• Error-free or bug-free operation
• Compatibility with all devices or browsers
• Protection against all security threats

4.2 Accuracy of Information

We do not guarantee:

• Accuracy of market data or prices
• Timeliness of information updates
• Completeness of any analysis or signals
• Correctness of AI-generated recommendations

4.3 Trading Outcomes

Zenxo.ai makes no guarantee regarding:

• Profitability of any strategy or signal
• Successful execution of trades
• Achievement of any financial goals
• Avoidance of trading losses

5. User Responsibilities

5.1 Your Acknowledgments

By using Zenxo.ai, you acknowledge and confirm that:

• You understand the risks involved in trading
• You have sufficient knowledge and experience for trading
• You can afford to bear potential financial losses
• You will not hold Zenxo.ai liable for trading losses
• You are solely responsible for your trading decisions

5.2 Due Diligence

You are responsible for:

• Verifying all information independently
• Conducting your own research before trading
• Understanding the strategies you deploy
• Monitoring your automated trading systems
• Maintaining appropriate risk management practices

5.3 Compliance

You must ensure compliance with:

• All applicable laws and regulations
• SEBI rules and guidelines
• Tax reporting requirements
• Your broker's terms and conditions

5.4 System Monitoring

When using automated trading features, you must:

• Regularly monitor your trading systems
• Set appropriate risk limits and stop-losses
• Have contingency plans for system failures
• Be prepared to intervene manually if needed

6. Limitation of Liability

6.2 Maximum Liability

In no event shall our total liability exceed the amount you paid for Zenxo.ai services in the 12 months preceding the claim.

6.3 Acknowledgment

You expressly agree that your use of the Platform is at your sole risk and that you assume full responsibility for all trading activities.

7. Third-Party Integrations

7.1 Broker Services

Zenxo.ai integrates with third-party brokers (Zerodha, Groww, Dhan). We are not responsible for:

• Broker service availability or reliability
• Broker API changes or failures
• Broker fees, charges, or policies
• Actions or omissions of brokers

7.2 Market Data

Market data is provided by third-party sources. We do not guarantee:

• Accuracy of real-time or historical data
• Completeness of market information
• Timeliness of data updates

7.3 External Links

Our Platform may contain links to third-party websites. We are not responsible for:

• Content on external websites
• Privacy practices of third parties
• Any transactions with third parties

8. Regulatory Compliance

8.1 SEBI Regulations

You must comply with all Securities and Exchange Board of India (SEBI) regulations, including:

• Prohibition on fraudulent and unfair trade practices
• Insider trading regulations
• Algorithmic trading guidelines

8.2 Tax Obligations

You are solely responsible for:

• Reporting trading income and gains
• Paying applicable taxes
• Maintaining necessary records
• Consulting tax professionals

8.3 No Regulatory Endorsement

Zenxo.ai is not endorsed, approved, or regulated by:

• SEBI
• Reserve Bank of India (RBI)
• Any government or regulatory body

9. Intellectual Property Notice

9.1 Proprietary Content

All Platform content, including:

• Trading algorithms and strategies
• AI models and machine learning systems
• Software code and interfaces
• Documentation and educational materials
• Logos, trademarks, and branding

Are the exclusive property of Zenxo.ai and protected by intellectual property rights taken by parent Company i.e. Smart Touch Infotech Private Limited.

9.2 Restrictions

You may not copy, reproduce, distribute, or create derivative works from our proprietary content without express written permission.

10. Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of the Platform constitutes acceptance of the updated Disclaimer.

11. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.

Summary of Key Points